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Full detail: Where this data comes from
Payflex is a South African Buy Now Pay Later (BNPL) platform that enables merchants to offer interest-free installment payment options at checkout. Consumers can split purchases into up to four payments over six weeks, with the first 25% paid upfront. Payflex settles the full order amount to merchants upfront (less commission) and assumes all credit and fraud risk.
The Payflex Merchant API is a REST API secured with OAuth2 Client Credentials. It supports both hosted (redirect) and embedded (iFrame) checkout flows and covers the full order lifecycle.
Production base URL: https://api.payflex.co.za
Sandbox base URL: https://api.uat.payflex.co.za
Authentication: POST https://auth.payflex.co.za/auth/merchant
| Method | Path | Description |
|---|---|---|
| POST | /order/productSelect |
Create an order and initiate checkout |
| GET | /order/{orderId} |
Retrieve order status and details |
| POST | /order/{orderId}/refund |
Issue a full or partial refund |
| GET | /configuration |
Retrieve merchant payment limits |
Payflex uses the OAuth2 Client Credentials flow. Submit client_id,
client_secret, audience, and grant_type=client_credentials to the
auth endpoint to receive a bearer token. Credentials are issued by the Payflex
merchant team during onboarding.
Payflex provides official plugins and modules for:
- Website: https://payflex.co.za/
- Developer Docs: https://docs.payflex.co.za/
- Merchant Portal: https://merchant.payflex.co.za/login
- Merchant Hub: https://payflex.co.za/merchant/
- Support: https://payflex.co.za/support/
- GitHub: https://github.com/PayFlexSA
This repository is an APIs.json 0.19 profile for Payflex, maintained by API Evangelist.