diff --git a/internal/api/user_transactions.go b/internal/api/user_transactions.go
new file mode 100644
index 00000000..6e9470e0
--- /dev/null
+++ b/internal/api/user_transactions.go
@@ -0,0 +1,145 @@
+package api
+
+import (
+	"encoding/json"
+	"net/http"
+	"time"
+
+	"github.com/LightningTipBot/LightningTipBot/internal/telegram"
+	log "github.com/sirupsen/logrus"
+)
+
+// UserTransactionsRequest represents the JSON request for the user transactions API
+type UserTransactionsRequest struct {
+	TelegramID int64 `json:"telegram_id"` // Telegram user ID
+	Limit      int   `json:"limit"`       // Optional: max transactions to return (default 100, max 250)
+	Offset     int   `json:"offset"`      // Optional: number of transactions to skip for pagination
+}
+
+// UserTransactionData represents a single internal transaction in the response
+type UserTransactionData struct {
+	ID        uint   `json:"id"`
+	Time      string `json:"time"`
+	Direction string `json:"direction"` // "incoming" or "outgoing" relative to the queried user
+	FromID    int64  `json:"from_id"`
+	ToID      int64  `json:"to_id"`
+	FromUser  string `json:"from_user"`
+	ToUser    string `json:"to_user"`
+	Type      string `json:"type"`
+	Amount    int64  `json:"amount"` // Amount in satoshis
+	AmountLKR string `json:"amount_lkr,omitempty"`
+	Memo      string `json:"memo,omitempty"`
+	Success   bool   `json:"success"`
+}
+
+// UserTransactionsResponse represents the JSON response for the user transactions API
+type UserTransactionsResponse struct {
+	Success      bool                  `json:"success"`
+	TelegramID   int64                 `json:"telegram_id"`
+	Count        int                   `json:"count"`
+	Limit        int                   `json:"limit"`
+	Offset       int                   `json:"offset"`
+	Transactions []UserTransactionData `json:"transactions"`
+	Message      string                `json:"message,omitempty"`
+}
+
+// UserTransactions handles the /api/v1/usertransactions endpoint for fetching a user's
+// internal transaction history by Telegram ID. Authenticated with the same wallet HMAC
+// used by the send API.
+func (s Service) UserTransactions(w http.ResponseWriter, r *http.Request) {
+	var req UserTransactionsRequest
+	err := json.NewDecoder(r.Body).Decode(&req)
+	if err != nil {
+		log.Errorf("[api/usertransactions] Invalid JSON request: %v", err)
+		RespondError(w, "Invalid JSON request")
+		return
+	}
+
+	// Validate request
+	if req.TelegramID <= 0 {
+		RespondError(w, "Invalid Telegram ID")
+		return
+	}
+
+	// Apply pagination defaults and caps (shared with the analytics API)
+	limit := req.Limit
+	if limit <= 0 {
+		limit = 100
+	}
+	if limit > maxAnalyticsLimit {
+		limit = maxAnalyticsLimit
+	}
+	offset := req.Offset
+	if offset < 0 {
+		offset = 0
+	}
+	if offset > maxAnalyticsOffset {
+		offset = maxAnalyticsOffset
+	}
+
+	// Confirm the user exists so we can distinguish "unknown user" from "no transactions"
+	if _, err := telegram.GetUserByTelegramID(req.TelegramID, *s.Bot); err != nil {
+		log.Warnf("[api/usertransactions] User not found for Telegram ID %d: %v", req.TelegramID, err)
+		w.Header().Set("Content-Type", "application/json")
+		w.WriteHeader(http.StatusOK)
+		json.NewEncoder(w).Encode(UserTransactionsResponse{
+			Success:      false,
+			TelegramID:   req.TelegramID,
+			Count:        0,
+			Limit:        limit,
+			Offset:       offset,
+			Transactions: []UserTransactionData{},
+			Message:      "User not found or has no wallet",
+		})
+		return
+	}
+
+	// Fetch internal transactions where the user is either sender or recipient
+	var internalTxs []telegram.Transaction
+	dbTx := s.Bot.DB.Transactions.
+		Where("from_id = ? OR to_id = ?", req.TelegramID, req.TelegramID).
+		Order("time desc").
+		Limit(limit).Offset(offset).
+		Find(&internalTxs)
+	if dbTx.Error != nil {
+		log.Errorf("[api/usertransactions] Database error fetching transactions for user %d: %v", req.TelegramID, dbTx.Error)
+		RespondError(w, "Failed to retrieve transactions")
+		return
+	}
+
+	transactions := make([]UserTransactionData, 0, len(internalTxs))
+	for _, tx := range internalTxs {
+		direction := "incoming"
+		if tx.FromId == req.TelegramID {
+			direction = "outgoing"
+		}
+		transactions = append(transactions, UserTransactionData{
+			ID:        tx.ID,
+			Time:      tx.Time.Format(time.RFC3339),
+			Direction: direction,
+			FromID:    tx.FromId,
+			ToID:      tx.ToId,
+			FromUser:  tx.FromUser,
+			ToUser:    tx.ToUser,
+			Type:      tx.Type,
+			Amount:    tx.Amount,
+			AmountLKR: getLKRValue(tx.Amount),
+			Memo:      tx.Memo,
+			Success:   tx.Success,
+		})
+	}
+
+	log.Infof("[api/usertransactions] Retrieved %d transaction(s) for user %d", len(transactions), req.TelegramID)
+
+	w.Header().Set("Content-Type", "application/json")
+	w.WriteHeader(http.StatusOK)
+	json.NewEncoder(w).Encode(UserTransactionsResponse{
+		Success:      true,
+		TelegramID:   req.TelegramID,
+		Count:        len(transactions),
+		Limit:        limit,
+		Offset:       offset,
+		Transactions: transactions,
+		Message:      "Transactions retrieved successfully",
+	})
+}
diff --git a/main.go b/main.go
index 85f65afb..ef32a1ec 100644
--- a/main.go
+++ b/main.go
@@ -137,6 +137,10 @@ func startApiServer(bot *telegram.TipBot) {
 		s.AppendRoute(`/api/v1/userbalance`, api.WalletHMACMiddleware(apiService.UserBalance), http.MethodPost)
 		log.Infof("API UserBalance endpoint registered at /api/v1/userbalance with wallet-based HMAC security")
 
+		// User transactions endpoint with wallet-based HMAC security
+		s.AppendRoute(`/api/v1/usertransactions`, api.WalletHMACMiddleware(apiService.UserTransactions), http.MethodPost)
+		log.Infof("API UserTransactions endpoint registered at /api/v1/usertransactions with wallet-based HMAC security")
+
 		// Referral lookup endpoint with wallet-based HMAC security
 		s.AppendRoute(`/api/v1/referral/lookup`, api.WalletHMACMiddleware(apiService.ReferralLookup), http.MethodGet)
 		log.Infof("API ReferralLookup endpoint registered at /api/v1/referral/lookup with wallet-based HMAC security")